Critical Illness Protection

Receive up to $2,000,000 tax-free thirty days
after diagnosis of extensive list of certain
illnesses. (See full list)
Money does not need to be used for
healthcare, but can be used as you choose.
100% of your premium is refunded if you do
not make a claim.
Medical underwriting is required.
Pricing is guaranteed.
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24/7 service that provides peace of mind by
    ensuring personal attention and appropriate
    treatment for any health-related matter -
    whether at home or abroad.
Services range from diagnostic testing to life
saving treatments.
Our network of on-call physicians is available
    24 hours a day to make sure you get the
    medical attention you need and the first-class
    service you deserve.
They are not a provider but a facilitator for
local, international, public or private
healthcare.
No medical underwriting is required.
Pricing is not guaranteed.

Top quality income replacement coverage on a
non-cancellable, guaranteed renewable basis.
Protects your most important asset - your
ability to work.
You are considered totally disabled if you
    cannot work at your former occupation, as
    long as you are not actually working in a new
    occupation.
Disability strikes working people far more
often than premature death.
Medical underwriting is required.
Pricing is guaranteed until age 65, with an
option to renew coverage after age 65.

Provides up to $9,000 per month of tax-free
    funding during your lifetime if you require
    long-term care services in a home or
    long-term care facility.
Protects you from losing your income should
you become ill or injured.
Medical underwriting is required.
Pricing is not guaranteed.

Emergency medical insurance financially
    protects you against the cost of unexpected
    emergencies that may happen prior to or
    while traveling outside your province of
    residence.
Medical underwriting is required.